Hi, good early early morning, https://speedyloan.net/reviews/moneykey Rob. I simply wished to get back to margin. Once more, i understand you have talked a whole lot as we look at just the accretion income piece and I’m thinking about reported margin about it, but directionally. I simply desire to be sure that We have this apples-to-apples that are right because accretion earnings ended up being therefore big this quarter. Therefore if we are considering it in the years ahead. Your reported margin simply maintaining in accordance with your remarks on the core margin, you reported margin most likely will probably track for the reason that the 3.45%. Therefore like high 3.40%s, 3.48%, 3.49% range, have always been we doing that the right method?
Robert Michael Gorman — Executive Vice President and Chief Financial Officer
Yes, I started using it 3.45% to 3.50per cent according to core, that is right.
Laurie Hunsicker — Compass Aim — Analyst
Okay, perfect. I simply would you like to be sure i acquired that right. Okay and then just a couple things on costs right right right here, simply particularly three line products seemed outsized, and I also wondered us think about that around your comments, the technology, the professional and the marketing if you could help. Ended up being here any one-time items which drove those greater?
Robert Michael Gorman — Executive Vice President and Chief Financial Officer
Not necessarily, except that — plus the advertising uptick, we’d some credits into the 3rd quarter, which failed to recur into the 4th quarter. So that the quarter that is fourth a bit a lot more of a run rate basis for advertising. [Read more…]